Okay, check this:
A couple days ago, I went to the eye doctor. I haven’t been for two years, because I have a system – go every two years, and get contacts and make them last for two years, when I get my eyes checked out again. Sometimes I have insurance, sometimes I don’t.
Well, with my new job, I decided to sign up for the vision insurance so that I could take advantage of it through the rest of the year (December). I did some research and question-asking, and I found out that I could cancel my vision insurance for the following year, because I don’t plan to use it for any check-ups, etc.
So, my premium is under $11 (but we’ll just call it $11, shall we?).
I paid my first premium in August, so the total I will pay for vision insurance is: $11 x 5 = $55
My co-pay on the eye check-up was $15 and my co-pay on the contact lens fitting was $15 = $30
I ordered contacts from 1-800 CONTACTS, which cost me $200 (four boxes total, of 6 lenses each – definitely enough to last me two years, the way I use them – I supplement a lot with my glasses).
Total cost so far out of pocket: $285
However, my insurance covers up to $150 of my contact lens purchase. (I just sent in my reimbursement form online yesterday!)
So let’s bring that down to: $135.
But wait! 1-800 CONTACTS was having a “special” and I will get a mail-in rebate for $50 when my contacts are shipped to me!
So let’s bring that down to: $85.
BUT WAIT! THERE’S MORE!
Before I purchased my lenses, I went to Ebates.com (<— referral link) where I recently created an account. I then did a search for 1-800 CONTACTS and found out I could get 5% back on my purchase. They’ve ALREADY deposited $10 in my account! Woohoo!
So, let’s bring it down to: $75.
BUT WAIT! THERE’S EVEN MORE!
I used my Chase Sapphire Card, which is earning us points so that we can travel this summer. I put the $200 on the card, and although it’s only 1% back, that’s $2 to which I will NOT say no!
Total cost for me to get my eyes checked and get 2 years worth of contact lenses: $73!
That’s a value of: $200 + ~$100-$150 estimated for a check-up + ~$100 estimated for a contact lens fitting = $400 on the low side, and $500 on the high side!
Feeling pretty proud of myself that I looked for just about any way I could hack that expense. The only thing I DIDN’T do was use an online coupon, mostly because I couldn’t find one that seemed to fit my order. Most of the online coupon sites just had the deal I was already getting on the 1-800 CONTACTS website itself.
Not a bad way to spend (part of) an afternoon.
Anyone else felt really proud of a non-travel hack that worked out well?