I know, I’m sorry. I’m not even really a “Finding Nemo” fan.
I know I’m not alone when I say that payday just can’t come fast enough! Right? Right?!
I was holding on to about $400+ in our checking account, leftover from divvying up our Tax Return. I decided to go ahead and send it to our Car Loan, because I was kind of afraid we’d end up spending it, because we were over budget on our groceries for the month. On the other hand, putting that cash all towards the car loan means that we will be putting some groceries on the credit card today.
There’s no way around it: while I hope we stay under the amount of money we have left in our checking account (about $150) for this grocery run, I don’t want to risk over-drawing on our account before we get paid on Friday. Grr, grr, grr.
So, we will end the month with a credit card charge.
Someone else* was talking about how it’s better to wait until the end of the pay period to pay debt because she always ends up being short on money before the next paycheck. I read that, commiserated, and still made the same mistake I always do! I know we’ll pay off the credit card as soon as we get paid, but that’s paying for last month’s bills with this month’s money. (Well, February’s bills with March’s money.)
In other slightly-downer news, I found out info about my side hustle: while part-time staff get paid on a pay period that lasts from the middle of one month to the next, they don’t do Direct Deposit (?!?!?!?!?!) and instead will have to mail my check. So. That won’t happen until the last day of March, so I won’t actually see any of this money I’m working so hard to earn in February until April. Siiiiiiiiiiigggghhhhhh. Hey, at least it will still come in (well, I may not truly believe it until I see it!).
That’s the update from over here….. Anyone got good news to share?
* That “someone else” is a fellow PF Blogger, and I simply can’t remember who it was! If it was you, speak up!